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Smartphone banking app displaying an APY balance next to a notebook showing compound investment growth figures.

The 4% Savings Trap Costing Savers Thousands

by Sedha Patel

The 4% Savings Trap Costing Savers Thousands ​Parking your emergency fund in a High-Yield Savings Account (HYSA) felt like a masterstroke over the last few years—and for cash you need …

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